EnFi raises $15M to deploy AI credit-analyst agents at banks

Banks are experimenting with AI “agents” for analysis and ops, but regulated deployments tend to live or die on auditability, access controls, and change management.

What to know

• The near-term opportunity is usually augmentation: speeding up reviews, summarizing docs, and flagging exceptions.
• Banks care about traceability: what data was used, what the model “saw,” and why it suggested an outcome.
• Early wins often come from internal tooling before customer-facing automation.

Source: https://www.reuters.com/business/finance/startup-enfi-raises-15-million-deploy-ai-credit-analyst-agents-banks-2026-02-04/